
What are opportunity zones?
A smarter way to invest in growing communities
Opportunity Zones are federally designated census tracts where investors can defer — and in some cases permanently reduce — capital gains taxes by placing funds into a Qualified Opportunity Fund (QOF). Created by the 2017 Tax Cuts and Jobs Act, the program targets economic growth in underserved areas while creating powerful benefits for long-term investors.
How It Works?
Three steps to unlock your tax advantage
1
Realize a capital gain
From selling stock, real estate, a business, or other appreciated assets. You have 180 days from the sale to invest.
2
Invest in a Qualified Opportunity Fund
Roll your gain into a QOF — a vehicle that deploys capital into real estate or businesses in designated Opportunity Zones.
3
Defer, reduce, and eliminate taxes
Your original gain is deferred until the applicable tax recognition date. Hold for 10+ years and any new appreciation in the fund becomes entirely tax-free.
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